Simple and transparent
How this calculator works
The engine subtracts entered reliefs, applies each YA 2025 resident tax band in sequence, then subtracts entered rebates and zakat without allowing a negative result.
Monthly Repayment FormulaM = P × r(1+r)ⁿ ÷ ((1+r)ⁿ − 1)
- M = monthly repayment
- P = loan amount
- r = monthly interest rate
- n = number of payments
What you’ll get
Monthly payment
See the main estimate immediately.
Useful context
Understand the result with a visual breakdown.
Planning summary
Compare inputs, assumptions and next steps.
